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Privacy Policy

FILatinx is committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, and the rights you have regarding your data.

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By using FILatinx.com, you agree to the practices described in this Privacy Policy.

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Information We Collect

1. Information You Provide Directly

We may collect personal information when you:

  • Subscribe to our newsletter

  • Fill out a form

  • Contact us directly

  • Participate in surveys or promotions

This information may include your name, email address, and any additional details you choose to share.

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2. Automatically Collected Information

When you access our site, we may automatically collect:

  • IP address

  • Browser type and device information

  • Pages visited

  • Time spent on pages

  • Cookies and similar tracking technologies

This helps us improve your experience and understand site performance.

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3. Third-Party Data Collection

We use third-party tools that may collect information, including:

  • Google Analytics

  • Google AdSense (if approved)

  • Email marketing platforms (e.g., Substack, Mailchimp, or similar)

These services may use cookies or web beacons to personalize content and ads.

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How We Use Your Information

We use collected information to:

  • Provide and improve our content

  • Send newsletters or updates

  • Respond to inquiries

  • Analyze website performance

  • Comply with legal requirements

We do not sell or rent your personal information.

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Cookies

Cookies help us personalize your experience.
You can disable cookies in your browser settings, though some features may not function as intended.

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Third-Party Links

FILatinx may contain links to external websites. We are not responsible for their content or privacy practices. Please review those sites’ policies before submitting personal information.

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Your Rights

Depending on your location, you may have the right to:

  • Access the personal information we hold about you

  • Request corrections or deletion

  • Opt out of email communications

  • Limit cookie tracking

You can unsubscribe from emails at any time by clicking the link in our messages.

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Children’s Privacy

FILatinx does not knowingly collect personal information from children under 13. If you believe we have done so, please contact us.

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Updates to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with a revised “Last Updated” date.

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Contact Us

If you have questions about this Privacy Policy, email us at Support@FILatinx.com.

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Terms of Service & Disclaimer

Welcome to FILatinx.com. By accessing or using this Site, you agree to abide by the following Terms of Service. If you do not agree, please discontinue use.

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Use of the Site

You agree to use FILatinx.com for lawful purposes only and in a manner that does not infringe or restrict others’ use of the site.

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Financial & Educational Content Disclaimer

FILatinx provides financial education designed to support learning, empowerment, and informed decision-making.
We are not financial advisors, accountants, attorneys, or investment brokers.

All information on this site:

  • Is for educational purposes only

  • Should not be interpreted as professional financial advice

  • May not apply to your specific financial situation

Before making financial decisions, you should consult a licensed professional who can evaluate your circumstances.

FILatinx is not liable for any loss or damages resulting from reliance on the information provided.

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Accuracy of Information

We strive to ensure accuracy, but:

  • Content may contain errors or outdated information

  • Financial rules, credit card benefits, and IRS regulations can change

We do not guarantee the completeness or timeliness of all content. You use the information at your own risk.

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Intellectual Property

All content on FILatinx — including articles, branding, images, and logos — is the property of FILatinx unless otherwise noted. Unauthorized reproduction or distribution is prohibited.

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Third-Party Links

Some pages may link to external sites. FILatinx is not responsible for the content, accuracy, or privacy practices of these external websites.

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Termination of Use

We reserve the right to discontinue or restrict access to the site at our discretion, without notice.

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Changes to Terms

We may update these Terms at any time. Continued use constitutes acceptance of changes.

 

 

DISCLOSURES 

FILatinx values transparency. This Disclosure Statement explains our relationships with advertisers, brands, and partners.

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Advertising & Google AdSense

When approved, FILatinx may display ads through Google AdSense or other advertising platforms.

These ads:

  • Help support the site

  • May be personalized based on cookies

  • Are controlled by Google and third-party partners

Users can opt out of personalized advertising by visiting Google’s Ad Settings page.

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Affiliate Links

Some articles may include affiliate links. This means:

  • If you click a link and make a purchase, FILatinx may earn a small commission

  • This comes at no additional cost to you

  • We only promote products and services we genuinely find useful

Your support helps keep FILatinx free and accessible.

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Sponsored Content

Occasionally, we may work with brands to produce sponsored posts. Sponsored content will always be clearly labeled as such.

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We value integrity — sponsorships do not influence our opinions or recommendations.

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Financial Transparency

While FILatinx discusses credit cards, budgeting, investing, and other financial topics, our content:

  • Reflects personal experience and research

  • Is not individualized financial advising

  • Should not be used as a substitute for professional consultation

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Questions About Disclosures

If you have questions about how we earn revenue or work with partners, email us at Support@FILatinx.com

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