Did you know that credit card payment allocation is strictly regulated to benefit you? Under the 2009 CARD Act, banks are legally required to apply any amount you pay above the minimum to your highest-interest balance first. No phone calls or special requests required. Whether you’re juggling a promotional rate or high-APR purchases, federal law ensures your extra dollars work as hard as possible. Learn how Regulation Z protects your wallet and helps you stay debt-free faster

I could use pre-tax dollars for a polluting, traffic-congesting car ride with strangers — but not for a clean, quiet, efficient bike that would get me to work faster, cheaper, and emission-free. That’s not just a policy gap. That’s a disconnect from reality.

A Cross Bronx Rail Line could change that — linking underserved neighborhoods, reducing traffic and emissions, and finally delivering on a promise of mobility for all.

Deportations don’t just remove individuals—they pull billions from Social Security, raise taxes, and destabilize families. Undocumented immigrants contribute to the economy, pay into systems they can't access, and help fund programs like Medicare. Their removal hurts everyone’s financial future—including yours.

RFK Jr. just stripped COVID-19 vaccine recommendations for healthy kids and pregnant women—without CDC backing. For low-income families, this isn’t just political theater. It’s a public health setback with a price tag they can’t afford. Expect confusion, increased costs, and a brutal reminder: when policy forgets the poor, kids pay the price.

Beneath the veneer of pronatalism, a closer look reveals a potential agenda rooted in eugenics and control, prioritizing population numbers over individual autonomy and societal equity. This isn't about national prosperity; it feels like a step towards a dystopian future where control trumps care.

Social Security has struggled to maintain long-term solvency

Let’s take it way back to 1865.

Hillary Clinton was once denied a credit card...[because] she needed to use her husband’s.

The neighborhood you grow up in can significantly impact your future earnings.

Latinx individuals are often underrepresented in discussions about financial independence and wealth-building.