The vibes are off. Growth is up, yet we’re treading water. Kyla Scanlon calls this the “vibecession.” As a pediatrician, I’ve seen the "benefit cliff" firsthand: parents refusing raises because a $1/hr bump kills their housing subsidy. I've watched fellow doctors struggle with childcare costs. If physicians can’t afford the basics, the system is broken. We need to stop layering programs and build a platform—a Unified Social Fund where survival isn't a financial product.