Not using your days doesn't make you noble; it makes you underpaid. Your employer budgeted for this time—take it. Open the calendar, make the plan, and take the days. You earned them, even if no one taught you how to use them.

HSA vs FSA is one of the most confusing parts of open enrollment—and choosing wrong can cost you thousands.

I’m a self-proclaimed socialist who spent $1,111.96 on Amazon Prime Day — and I’m not sorry. Half went to bulk essentials, the rest to gifts and replacements. I plan for it all year with organized wishlists and reward points, proving that even socialists can shop strategically. Because sometimes sticking it to the man means timing your purchases to his sales.

I could use pre-tax dollars for a polluting, traffic-congesting car ride with strangers — but not for a clean, quiet, efficient bike that would get me to work faster, cheaper, and emission-free. That’s not just a policy gap. That’s a disconnect from reality.

When you’re the “first one to make it,” money takes on a complicated meaning. It’s not just about paying bills or saving for retirement—it’s about pride, sacrifice, love, and sometimes guilt. For many Latinx families, sending money home isn’t optional. But without boundaries, that love can come at the expense of your own financial future.

Wealth belongs to queer Latinx people too. We’re not just surviving—we’re building families, futures, and financial blueprints that don’t follow the mainstream mold.

We often talk about emotional spending like it’s a personal failure—like you just need more discipline, a stricter budget, or fewer feelings. But what if those impulse purchases weren’t about weakness… and were actually your nervous system trying to self-regulate?

Living on an unpredictable paycheck doesn’t mean your finances have to be chaotic. Whether you're a freelancer, contractor, hourly worker, or gig economy pro, budgeting with irregular income is essential to financial stability. This guide offers smart, actionable tips to help you manage money confidently—even when your hours or earnings vary from week to week.

If your teen invests just $12,000 from part-time jobs into a Roth IRA by age 22 — and never adds another dime — it could grow into over $200,000 by retirement. That’s the quiet wealth-building strategy rich families have used for decades.

Even if you’re living paycheck to paycheck, it is possible to save for your child’s future. From free college savings plans to simple budgeting tricks, this guide gives low-income families real, practical ways to build a better financial future—one small step at a time.

Needing quick cash can feel scary, and rushing can lead to big mistakes. Here's a quick rundown on where to look when you're in a bind and in what order, aiming for the least amount of setback for your retirement plan.

Building a "financial fortress" is no longer a luxury—it's a necessity.

The number required for you to reach FI is personal. It's about achieving a level of financial security tailored to your lifestyle.

Medical emergencies, unexpected deaths, job losses, home catastrophes – the list of potential financial setbacks is long and daunting.

My biggest qualm with financial advisors is that the advice seems to be geared toward people who aren't poor to begin with.

Let's explore the four primary retirement accounts that can pave your way to financial security.

A High-Yield Savings Account is a deposit account that provides a much higher interest rate than traditional savings accounts.

climbing out of debt is possible

Building a strong credit history isn't just about numbers; it's an act of self-care and empowerment.

Hillary Clinton was once denied a credit card...[because] she needed to use her husband’s.