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Why the IRS Needs to Catch Up: Let Us Use Pre-Tax Commuter Benefits for Bike Share
I could use pre-tax dollars for a polluting, traffic-congesting car ride with strangers — but not for a clean, quiet, efficient bike that would get me to work faster, cheaper, and emission-free. That’s not just a policy gap. That’s a disconnect from reality.
Sep 85 min read


Money, Familia, and Boundaries: Navigating Remittances Without Losing Your Future
When you’re the “first one to make it,” money takes on a complicated meaning. It’s not just about paying bills or saving for retirement—it’s about pride, sacrifice, love, and sometimes guilt. For many Latinx families, sending money home isn’t optional. But without boundaries, that love can come at the expense of your own financial future.
Aug 275 min read


Celebrating Queer Latinx Wealth: A Vibrant Legacy
Wealth belongs to queer Latinx people too. We’re not just surviving—we’re building families, futures, and financial blueprints that don’t follow the mainstream mold.
Jun 174 min read


Why Emotional Spending Isn’t a You Problem—It’s a Nervous System Response
We often talk about emotional spending like it’s a personal failure—like you just need more discipline, a stricter budget, or fewer feelings. But what if those impulse purchases weren’t about weakness… and were actually your nervous system trying to self-regulate?
Jun 24 min read


Master the Art of Budgeting for Irregular Income: A Practical Guide for Freelancers, Gig Workers, and Hourly Employees
Living on an unpredictable paycheck doesn’t mean your finances have to be chaotic. Whether you're a freelancer, contractor, hourly worker, or gig economy pro, budgeting with irregular income is essential to financial stability. This guide offers smart, actionable tips to help you manage money confidently—even when your hours or earnings vary from week to week.
May 274 min read


The College Savings Plan Rich Families Use (That You Probably Haven’t Heard Of)
If your teen invests just $12,000 from part-time jobs into a Roth IRA by age 22 — and never adds another dime — it could grow into over $200,000 by retirement. That’s the quiet wealth-building strategy rich families have used for decades.
May 194 min read


7 Smart Ways Low-Income Families Can Save for Their Kids’ Future — Starting Now
Even if you’re living paycheck to paycheck, it is possible to save for your child’s future. From free college savings plans to simple budgeting tricks, this guide gives low-income families real, practical ways to build a better financial future—one small step at a time.
May 164 min read


Financial Fire Drill: Get Quick Cash Without Wrecking Your Retirement
Needing quick cash can feel scary, and rushing can lead to big mistakes. Here's a quick rundown on where to look when you're in a bind and in what order, aiming for the least amount of setback for your retirement plan.
May 63 min read


Building Financial Stability: 8 Must-Reach Milestones Before 35
Building a "financial fortress" is no longer a luxury—it's a necessity.
Mar 184 min read


An Uncommon Perspective: This is What FI Looks Like for the Late Bloomer
The number required for you to reach FI is personal. It's about achieving a level of financial security tailored to your lifestyle.
Mar 145 min read


Are You Prepared for the Unexpected? Security from the Financially Devastating
Medical emergencies, unexpected deaths, job losses, home catastrophes – the list of potential financial setbacks is long and daunting.
Mar 135 min read


Escaping Poverty: Strategic Steps Towards Financial Stability
My biggest qualm with financial advisors is that the advice seems to be geared toward people who aren't poor to begin with.
Mar 55 min read


But no one I know has ever "retired": How to begin contemplating your future
Let's explore the four primary retirement accounts that can pave your way to financial security.
Mar 49 min read


Is a High-Yield Savings Account (HYSA) the Best Option for Your Savings Goals?
A High-Yield Savings Account is a deposit account that provides a much higher interest rate than traditional savings accounts.
Feb 284 min read


So, you've dug financial a hole
climbing out of debt is possible
Feb 204 min read


Crafting Your Personal Credit Strategy
Building a strong credit history isn't just about numbers; it's an act of self-care and empowerment.
Feb 174 min read


Making Credit Work for Women
Hillary Clinton was once denied a credit card...[because] she needed to use her husband’s.
Feb 104 min read


It is hard out here
The neighborhood you grow up in can significantly impact your future earnings.
Feb 62 min read
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