HSA vs FSA is one of the most confusing parts of open enrollment—and choosing wrong can cost you thousands.

When Washington shuts down, it’s not just politics that stall — it’s dinner. Government food programs like SNAP, WIC, and school meals keep millions of children and families fed. When that system falters, states, restaurants, and grassroots groups step in to fill the gap — proving that community care is the nation’s most reliable safety net.

I’m a self-proclaimed socialist who spent $1,111.96 on Amazon Prime Day — and I’m not sorry. Half went to bulk essentials, the rest to gifts and replacements. I plan for it all year with organized wishlists and reward points, proving that even socialists can shop strategically. Because sometimes sticking it to the man means timing your purchases to his sales.

I could use pre-tax dollars for a polluting, traffic-congesting car ride with strangers — but not for a clean, quiet, efficient bike that would get me to work faster, cheaper, and emission-free. That’s not just a policy gap. That’s a disconnect from reality.

I paid off my loan early—months before the deadline—and still got slapped with a year’s worth of retroactive interest. Why? Because I was eight days late on a $41 shortfall. This is what predatory financing practices look like: companies that erase years of good faith payments to punish you for one small mistake.

Estate planning isn’t just for old or wealthy people. It’s for living people. If you have anything—a checking account, a car, a child, a body—you have something to protect. You don’t write a will because you expect to die. You write it because you’re alive—and you care.

When you’re the “first one to make it,” money takes on a complicated meaning. It’s not just about paying bills or saving for retirement—it’s about pride, sacrifice, love, and sometimes guilt. For many Latinx families, sending money home isn’t optional. But without boundaries, that love can come at the expense of your own financial future.

A Cross Bronx Rail Line could change that — linking underserved neighborhoods, reducing traffic and emissions, and finally delivering on a promise of mobility for all.

The 'single tax' is real: solo living often costs more, from housing to travel. Discover why society penalizes singlehood and get your essential playbook for financial freedom. Learn how to build wealth aggressively and thrive financially, whether you're single for now or forever.

I have insurance. And I still pay $500 a week out of pocket to see my therapist. When my coverage changed, I had to choose between starting over or staying with the provider who helped me heal. That’s how the medical debt crisis works—not just through ER bills, but everyday care people can’t afford. Here’s what you need to know, and how to fight back.

This Is a Healthcare Crisis in the Making This isn’t just bureaucratic red tape—it’s a systemic unraveling. The “One Big Beautiful Bill” threatens the future of healthcare in America by: Blocking access to medical education Gutting the medical residency pipeline Accelerating health inequities and physician burnout

Wealth belongs to queer Latinx people too. We’re not just surviving—we’re building families, futures, and financial blueprints that don’t follow the mainstream mold.

Deportations don’t just remove individuals—they pull billions from Social Security, raise taxes, and destabilize families. Undocumented immigrants contribute to the economy, pay into systems they can't access, and help fund programs like Medicare. Their removal hurts everyone’s financial future—including yours.

We often talk about emotional spending like it’s a personal failure—like you just need more discipline, a stricter budget, or fewer feelings. But what if those impulse purchases weren’t about weakness… and were actually your nervous system trying to self-regulate?

RFK Jr. just stripped COVID-19 vaccine recommendations for healthy kids and pregnant women—without CDC backing. For low-income families, this isn’t just political theater. It’s a public health setback with a price tag they can’t afford. Expect confusion, increased costs, and a brutal reminder: when policy forgets the poor, kids pay the price.

Living on an unpredictable paycheck doesn’t mean your finances have to be chaotic. Whether you're a freelancer, contractor, hourly worker, or gig economy pro, budgeting with irregular income is essential to financial stability. This guide offers smart, actionable tips to help you manage money confidently—even when your hours or earnings vary from week to week.

If you’re using credit cards and not tracking them with a rewards spreadsheet, you’re missing out on hundreds—maybe thousands—of dollars in free travel, cashback, and premium perks. Most cards reward you more in specific spending categories, but if you're swiping blindly, you’re leaving free money on the table. A simple spreadsheet (yes, really) can help you match the right card to the right purchase, automate smarter spending, and unlock serious rewards.

Improving your skills doesn't have to mean emptying your savings account.

My biggest qualm with financial advisors is that the advice seems to be geared toward people who aren't poor to begin with.

Let's explore the four primary retirement accounts that can pave your way to financial security.