Financial Independence Blog | Tips for Irregular Income Planning and More

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Financially Independent Latinx

A distraught woman sits in her bedroom, surrounded by shopping bags, as a computer screen displays a stark red balance on a financial ledger after some emotional spending.

A distraught woman sits in her bedroom, surrounded by shopping bags, as a computer screen displays a stark red balance on a financial ledger after some emotional spending.

Why Emotional Spending Isn’t a You Problem—It’s a Nervous System Response

Jun 2, 20254 min read

Low-income family accessing vaccine care in community clinic – health disparity”

Low-income family accessing vaccine care in community clinic – health disparity”

RFK Jr. Pulled the Plug on Kids’ COVID Vaccine Access. Guess Who Pays the Price?

May 29, 20253 min read

Unlock the secrets to financial stability! Learn actionable budgeting tips for freelancers, gig workers, and hourly employees to confidently manage an unpredictable income and build a secure future.

Unlock the secrets to financial stability! Learn actionable budgeting tips for freelancers, gig workers, and hourly employees to confidently manage an unpredictable income and build a secure future.

Master the Art of Budgeting for Irregular Income: A Practical Guide for Freelancers, Gig Workers, and Hourly Employees

May 27, 20254 min read

A cartoon image shows a woman with dark, curly hair in an updo, smiling and holding a glass of champagne in a first-class airplane seat paid for by using Credit Card Rewards Spreadsheet.

A cartoon image shows a woman with dark, curly hair in an updo, smiling and holding a glass of champagne in a first-class airplane seat paid for by using Credit Card Rewards Spreadsheet.

Maximize Your Credit Card Rewards: Credit Card Rewards Spreadsheet for Fast Points, Perks, and Travel

May 21, 20254 min read

A cartoon illustration of a Latina teen walking towards a bank, holding a paycheck in her hand to invest in her college savings plan.

A cartoon illustration of a Latina teen walking towards a bank, holding a paycheck in her hand to invest in her college savings plan.

The College Savings Plan Rich Families Use (That You Probably Haven’t Heard Of)

May 19, 20254 min read

A brightly colored cartoon illustration depicts a smiling mother as she carefully inserts a gold coin into a pink piggy bank. Her young daughter, standing beside her looks up with an excited expression, her arm raised in a cheerful wave. Several stacks of gold coins are arranged on the table. The overall mood is positive and encouraging, emphasizing the concept of saving on a low income.

A brightly colored cartoon illustration depicts a smiling mother as she carefully inserts a gold coin into a pink piggy bank. Her young daughter, standing beside her looks up with an excited expression, her arm raised in a cheerful wave. Several stacks of gold coins are arranged on the table. The overall mood is positive and encouraging, emphasizing the concept of saving on a low income.

7 Smart Ways Low-Income Families Can Save for Their Kids’ Future — Starting Now

May 16, 20254 min read

A woman with messy brown hair and a stressed expression grips a heavy hammer, looking down at a pink piggy bank on a light blue surface.

A woman with messy brown hair and a stressed expression grips a heavy hammer, looking down at a pink piggy bank on a light blue surface.

Financial Fire Drill: Get Quick Cash Without Wrecking Your Retirement

May 6, 20253 min read

Cartoon illustration of a young woman looking stressed, surrounded by swirling dollar signs and numbers, representing the burden of student loan debt. A graduation cap is included to symbolize the connection between education and this financial strain.

Cartoon illustration of a young woman looking stressed, surrounded by swirling dollar signs and numbers, representing the burden of student loan debt. A graduation cap is included to symbolize the connection between education and this financial strain.

Student Loan Repayment May 2025: Who Pays When?

May 1, 20253 min read

Pregnant woman praised by officials casts a Handmaid's Tale shadow.

Pregnant woman praised by officials casts a Handmaid's Tale shadow.

Unpopular Opinion: Baby Boom Agenda - Eugenics & Control in America

Apr 29, 20257 min read

Is a Recession Coming? How to Prepare Your Portfolio Now

Is a Recession Coming? How to Prepare Your Portfolio Now

Is a Recession Coming? How to Prepare Your Portfolio Now

Apr 3, 20254 min read

A young woman relaxes on a lounge chair, scrolling through her phone, while a stock market chart with a positive overall trend rises and falls dramatically in the background. The image symbolizes the importance of long-term investing and weathering market fluctuations.

A young woman relaxes on a lounge chair, scrolling through her phone, while a stock market chart with a positive overall trend rises and falls dramatically in the background. The image symbolizes the importance of long-term investing and weathering market fluctuations.

My Investing Journey: From $100 to $2000 (and How You Can Start, Too)

Mar 27, 20256 min read

vecteezy.com

vecteezy.com

Building Financial Stability: 8 Must-Reach Milestones Before 35

Mar 18, 20254 min read

vecteezy.com

vecteezy.com

An Uncommon Perspective: This is What FI Looks Like for the Late Bloomer

Mar 14, 20255 min read

Are You Prepared for the Unexpected? Security from the Financially Devastating

Are You Prepared for the Unexpected? Security from the Financially Devastating

Are You Prepared for the Unexpected? Security from the Financially Devastating

Mar 13, 20255 min read

woman saves coins in safe

woman saves coins in safe

Is a High-Yield Savings Account (HYSA) the Best Option for Your Savings Goals?

Feb 28, 20254 min read

So, you've dug a financial hole: a guide to getting out of debt

So, you've dug a financial hole: a guide to getting out of debt

So, you've dug a financial hole: a guide to getting out of debt

Feb 20, 20254 min read

The Truth About Social Security Sustainability—and the Risk of Depending on It for Retirement

The Truth About Social Security Sustainability—and the Risk of Depending on It for Retirement

The Truth About Social Security Sustainability—and the Risk of Depending on It for Retirement

Feb 19, 20253 min read

Woman trying to weigh which card to place a debt on for maximizing rewards

Woman trying to weigh which card to place a debt on for maximizing rewards

Unleashing the Power of Credit Card Rewards

Feb 17, 20252 min read

Crafting Your Personal Credit Strategy

Crafting Your Personal Credit Strategy

Crafting Your Personal Credit Strategy

Feb 17, 20254 min read

Banking While Black and Brown: Racial Inequity in Banking

Banking While Black and Brown: Racial Inequity in Banking

Banking While Black and Brown: Racial Inequity in Banking

Feb 14, 20253 min read

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