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The Case for Universal Basic Services: Why We Should Combine All Social Programs into One
The vibes are off. Growth is up, yet we’re treading water. Kyla Scanlon calls this the “vibecession.” As a pediatrician, I’ve seen the "benefit cliff" firsthand: parents refusing raises because a $1/hr bump kills their housing subsidy. I've watched fellow doctors struggle with childcare costs. If physicians can’t afford the basics, the system is broken. We need to stop layering programs and build a platform—a Unified Social Fund where survival isn't a financial product.
Apr 297 min read


Open Enrollment is Confusing Enough — Here’s the Honest Breakdown of What Actually Protects Your Wallet
HSA vs FSA is one of the most confusing parts of open enrollment—and choosing wrong can cost you thousands.
Dec 2, 20256 min read


Unlock Your Earning Potential by Learning New Skills
Improving your skills doesn't have to mean emptying your savings account.
Apr 15, 20255 min read


Is a Recession Coming? How to Prepare Your Portfolio Now
Tariffs on foreign goods have created the threat of a massive recession.
Apr 3, 20254 min read


Escaping Poverty: Strategic Steps Towards Financial Stability
My biggest qualm with financial advisors is that the advice seems to be geared toward people who aren't poor to begin with.
Mar 5, 20255 min read


Banking While Black and Brown: Racial Inequity in Banking
Let’s take it way back to 1865.
Feb 14, 20253 min read
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